Fixed Rate ISA: 4.85% AER for 12 months. Tax-free interest.
Find out moreBanking that steadies the course.
Everyday accounts, honest savings and home-buying help, all in one place. Open an account in minutes and take control of your money.
- Bank-grade security
- 4.8 app rating (demo)
- 24/7 support
Easy Access Saver
3.60% AER
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Personal banking
Accounts and products to suit how you live
From your first current account to your forever home, we have something for every stage.
Current accounts
Everyday banking with instant payment alerts and spending insights.
Find out more about Current accounts
Savings accounts
Competitive rates on easy access, fixed-rate and ISA savings.
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Credit cards
Cards for everyday spend, balance transfers and long purchases.
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Personal loans
Fixed monthly payments for borrowing between £1,000 and £50,000.
Find out more about Personal loansSavings & investments
Watch your money grow
Choose flexible access, lock in a fixed rate, or invest for the long term, with tools that make saving automatic.
Mortgages & loans
Know what you could pay before you apply
Try our calculator. Adjust the sliders and see your estimated monthly repayment instantly.
Estimated monthly repayment
£1,417
Amount borrowed
£255,000
Loan-to-value
85%
Total repaid
£425,212
Total interest
£170,212
Mortgage balance over time
This calculator is illustrative only and does not constitute an offer or a decision in principle. Actual rates and eligibility are subject to status.
Mobile app
Banking made easy with the Harbourline app
Everything you need, right in your pocket. Check balances, pay people, freeze cards and get insights on your spending.
Spending insights
See where your money goes, by category, every month.
Round-ups
Round purchases up to the nearest pound and save the change.
Favourite payees
Pay the people you pay most in two taps.
Instant alerts
Know the moment money moves in or out.
Financial wellness
Feel more in control of your money
Practical guides and tools to help you budget, save and plan, whatever stage of life you are in.
Security & fraud awareness
Together, we keep your money safe
Scams are getting smarter, and so are we. Know the signs and what to do.
- We will never ask you to move money to a 'safe account'
- Never share one-time passcodes, even with someone claiming to be us
- If in doubt, hang up and call us on a number you trust
- Freeze your card instantly in the app
Customer support
Help, your way
Talk to us
Phone lines open 24/7 for lost cards and fraud, and 8am to 8pm for everything else.
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